There are two important categories for which you must qualify in order to be eligible for services: Clinical and Financial.

Clinical Eligibility
This means that you must be determined to require home care. While there are many technical aspects to this, we recommend that you ask yourself if you need home care before applying.

Financial Eligibilty
Financial eligibility is broken down into two parts: income and assets. 

• Income is money coming in on a steady basis such as Social Security or a Pension.
• Assets refer to what the consumer has on hand such as money in bank accounts.

Non-Married Consumers qualify for services if their monthly income is less than $2,382 and their assets are less than $8,000. Married consumers are allowed higher limits depending on their circumstances. Additionally, consumers with income above the limits can often still qualify for services by what is know as “spend-down”. 

Calculations for financial eligibility can become quite complex and we have not attempted to break down every circumstance. Please note, however, that consumers that avoid applying because they think they are ineligible financially may well be doing themselves a disservice. In many cases, it may be worthwhile to apply and to receive a determination. You will then gain insight into your options. Additionally, some consumers may benefit from seeking professional counsel to learn their eligibility options.